Health coverage, explained in plain English
Straight answers about Health Insurance Marketplace coverage — losing job coverage, self-employment, turning 26, special enrollment and more.
Self-Employed
Losing Employer Coverage
- Don't Miss Your Window After Losing Health CoverageLosing health coverage can open a limited window to enroll in Marketplace coverage. The important part is knowing which events qualify, when your clock starts and when it may close.
- Lost Job or Medicaid Coverage? What to Do NextLosing health coverage does not always mean waiting for the next Open Enrollment Period. A Special Enrollment Period may give you a limited time to choose new coverage.
Marketplace / ACA
- My Job Offers Health Insurance: Can I Still Get ACA Marketplace Savings?You can shop for Marketplace coverage even when your employer offers health insurance. The bigger question is whether that job-based offer prevents you or your family from qualifying for Marketplace savings.
- What Happens to Your ACA Marketplace Savings When Your Income Changes?Marketplace savings are based on expected household income for the coverage year. If that estimate changes, updating your application can help keep your financial assistance aligned with your current situation.